Healthcare spending drove 91% of commercial premium growth over 13 years: Study

Growth in healthcare spending, not insurer profit margins, drove the vast majority of commercial premium increases over more than a decade, according to a study published Sept. 4 in JAMA Health Forum. Researchers at Yale University and the University of Wisconsin-Madison analyzed CMS data from 2011 to 2024 covering the large group, small group and […] The post Healthcare spending drove 91% of commercial premium growth over 13 years: Study appeared first on Becker's Payer Issues | Payer News .

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Policy / Regulatory Changes signal via Becker's Payer Issues: "Healthcare spending drove 91% of commercial premium growth over 13 years: Study".

Analytic angles

  • Spans 2 signal categories: Policy / Regulatory Changes, Financial / Operating Pressure.
  • Compare against the current CMS rate/bid-cycle documents.
  • Compare MLR and margin guidance against prior-quarter filings.

Draft paragraph

[DRAFT — verify before any external use] Becker's Payer Issues reports on policy / regulatory changes: Growth in healthcare spending, not insurer profit margins, drove the vast majority of commercial premium increases over more than a decade, according to a study published Sept. 4 in JAMA Health Forum. Researchers at Yale…

Note: This is an early signal based on public reporting. Confirm against primary sources before drawing conclusions. Market dynamics may shift as additional information emerges.

#MedicareAdvantage #CMS #HealthPolicy

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